Cheap Car Insurance and Car Safety – When to Make a Claim

July 30, 2016

The question of whether or not to make a claim on your car insurance policy is one that often bothers policyholders on the assumption that they may be better off financially in the long-term if they don’t make a claim, if the amount is reasonably small, and by not making a claim they will therefore save money on their car insurance premium in the long-term. This can often apply to minor scratches or problems, that may be your fault or someone else’s fault. It may well be something like the loss of an aerial, or even potentially a minor crash with car another where both parties agree that it is in their interests not pursue it further and not make a claim on their own insurance policies.

This thinking is potentially quite dangerous for one very simple reason. If you are a motorist and are involved in any incident that could potentially give rise to a claim under your own policy you are obligated under the terms of your insurance policy to notify your insurance company even if you do not subsequently make a claim. People assume that they only need to notify their insurance company if they intend to make a claim. This is not true. Your insurance company needs to be notified either at the time you actually knew that there had been an incident under the policy which could have given rise to a claim.

This does not mean that the insurance company will automatically charge more tax at renewal, or that you will automatically lose your no claims bonus. It works on a very simple principle that the insurance company use when assessing risk, and the risk involved when deciding to insure you in the first place and at subsequent renewals. The insurance company will assess a risk and as part of that risk assessment they need to know any incident that happened would be considered able to be claimed under the policy.

The position for a policyholder is very simple. If your car or vehicle is damaged in any way in such a state that it could potentially give rise to a claim on the policy you are obliged to notify your insurance company, or your insurance broker if using one. It is then a separate decision whether or not you decide to go ahead and claim under the policy and process such a claim from your insurance company. If you do decide to make a claim, then it is likely that it will affect your renewal premium and your no claims bonus discount that may be applicable to you on your car insurance policy.

If you decide not to make a claim, this will not affect your no claims bonus, but depending on the severity of the incident itself your insurance company may decide to increase your car insurance rate unilaterally. In most instances there will also be a policy excess, which can be quite significant and as such is not worth your while claiming under the policy anyway. Having an awareness of what your policy conditions are and what coverage is available and what your excess is will give you the information you need to have in order to decide whether to make a claim or not.

There is an exception to this principle which is that most insurance companies will allow you to make a claim for your windscreen or windshield if it is damaged or completely smashed without the claim affecting your policy. This is pretty common in the car insurance industry, and is a safety factor designed to allow you to drive safely without it affecting your no claims bonus or the cost of your insurance premium if you do have to make a claim on your policy.

Depression Medications: What You Should Know About the "Magic Pills" and Their Side-Effects!

October 4, 2016

Millions of people suffer from the misery of depression and simply want to be happy again! Unfortunately, Prescription Depression Medications are not always a sure bet for treating the depression symptoms. In fact, many professionals call these ‘magic pills’ simply a band-aid or a cover-up for depression without ever treating the real issue behind the disease that plagues almost 20 million Americans. If you believe that you are depressed, I would recommend you educate yourself on the medications prescribed and the harsh side-effects followed by taking these medications! Not only is there more that a ‘feel good’ pill, there is also a natural treatment which permanently cures depression and its symptoms.

Depression Medications and Their Side-Effects: What They Didn’t Tell You

1. Selective Serotonin Reuptake Inhibitors (SSRIs)

This is the newest antidepressant and works by increasing serotonin (a neurotransmitter) in the brain and body. This mood changing medication creates more serotonin in the brain which then creates better moods. Name brands included in SSRIs are: Celexa, Lexapro, Luvox, Paxil, Prozac, and Zoloft.

Side effects include: Dizziness, Headaches, Insomnia, Lower Sex Drive, and Inability to have an orgasm. NOT A GOOD PRICE FOR JUST CHANGING YOUR MOOD!

2. Serotonin and Norepinephrine Reuptake Inhibitors (SNRIs)

This antidepressant works by increasing norepinephone and serotonin in the brain. By increasing both the levels and lessening the absorption in the brain, the patient’s mood will become better. Name brands included in SNRIs are: Wellbutrin, Effexor, Remeron, Cymbalta, Desyrel, and Ludiomil.

Side effects include: Weight loss, decreased appetite, restlessness, dry mouth, dizziness, diarrhea, insomnia, sexual dysfunctions, lightheadedness, constipation, increased sweating and reduced energy. EVEN WORSE NEWS

Both SSRIs and SNRIs are the two most common antidepressant medications and have the least side-effects out of all antidepressants. However, there is a better solution with no side effects!

What They Should Have Told You About the Natural Cure!

There is a serious, legitimate, natural and affordable depression cure that really works and that’s based on sound research and real world experience. Barton Publishing Inc. specializes in research and education of natural cures and home remedies that have been cutting-edge in health circles. In the past months, our team of researchers have been reading, studying, interviewing, and researching everything under the sun about depression and its sufferers. And finally after months, we have finally made our natural cure available to the public! In fact, I was tired of seeing multi-billion dollar drug companies rip of depression sufferers to give them something that hides their symptoms and gives them horrible side-effects. That is why I put all my resources to work on discovering a natural cure for depression. Our four part natural cure is called The Joy Equation. Our piles of research have pointed us to four essential components NEEDED to cure depression without the use of drugs (band-aids for depression).
If you are continually struggling with depression and life has lost its luster… please don’t wait another day! Take a look at The Joy Equation website and begin your quest to end depression today!

The Joy Equation website

What Do I Like To Do Business Concepts – Wax My Car

August 11, 2016

Every weekend, my neighbor gets out and washers, waxes, and details his sports car. I swear he must love that thing, probably more than his wife. Interestingly enough, I know a thing or two about cleaning and detailing automobiles. In fact, I had built up a mobile auto detailing and mobile car washing business, and then franchised it serving some 23 states and 450 different cities. We cleaned fleets of vehicles, car lots, and personal cars and office buildings. It was a fun business because I loved cars, and it grew from there.

Might I suggest if you are considering starting your own business, that you consider doing something that you love to do? Whatever is your passion, that’s where you should be focusing your energy, and you should try to stick within that category. Running a business is hard work, and you’ll have to spend lots of hours, so you may as well do something that you love. Then it doesn’t seem so onerous, and the time spent isn’t boring. Now then, if you love automobiles, especially high-end cars, then you might like to do mobile auto detailing.

This is where you travel to the customer’s car in a specialized mobile detailing rig with everything set up inside, and then you clean and detail a person’s car for a very high price onsite. Basically, you are making their car look new again, and you are building your business through referrals in the process. What does it take to start a business like this? Well, there are tools of the trade, and you can find out about these things online. Once you have the right equipment you’ll need to do some marketing, and you can find books on this.

Why would you wish to be stuck in an office, when you are a car buff? You see, it would hardly make sense to be stuck in a career that you didn’t enjoy, and you felt as if you were stuck in an economically enslaved prison set up just so you could pay your bills. You must follow your passion, follow your dreams, and do what feels right. Far too many people start businesses that they think will make money, but they don’t enjoy doing. As they lose interest, they stop paying attention to the details, and eventually the business fails.

It doesn’t have to be this way, and if you are like me, and you like cars, then starting a mobile car wash, or a mobile detailing business might be right up your alley. Indeed I hope you will please consider all this and think on it.

Finding the Right Travel Nursing Placement Agency

June 13, 2016

Travel nursing is becoming one of our nation’s fastest growing professions, and it’s no surprise. If you love seeing new places and enjoy exciting new experiences that evoke the feeling of taking an extended vacation, then the career of a traveling nurse might be just what the doctor ordered! Travel nursing enables many people to stay on vacation for two to six months in free luxury accommodations while earning high hourly wages at the same time.

Yet despite all these advantages, many nurses describe to me that they’ve shied away from the traveling profession. Why? Because bad experiences with placement agencies have left them with nothing but a negative impression. They’ve been underpaid or lacked benefits, and I can’t tell you how many nurses have complained to me about inadequate housing or recruiters who were unkind, uncaring, and just plain unavailable. The sad result is that nurses end up jumping from one agency to the next, always in search of the perfect package that’s never there.

In this light, choosing the right staffing agency requires a nurse to consider everything that is offered. Some nurses emphasize pay as their top priority. Others require an excellent benefits package. Many travel RNs are location-specific and want to experience the lifestyle in the country’s hot spots. Career flexibility is often a pivotal factor, along with customer service. The bottom line is, your agency choice depends largely upon one of the four following criteria.


No question about it, there are some agencies that offer more money than others. So the first thing to remember is that agencies may base salaries upon things like location availability, need-to-fill assignments, and cost of living.

Some agencies must offer noticeably higher rates if they expect to fill certain assignments where nurse-to-patient ratios are very low, or where a facility has extreme patient needs. If you’re a nurse who is attracted by very high dollars, be alert for a potentially desperate situation you might be entering, and the workload it could bring. You may make more money, but you’ll earn every dollar and more.

Location also factors into salary. The California bay area and many larger east coast cities definitely offer more lucrative pay rates. It’s also much more expensive to live in those places, so recognize the relationship that exists between salary dollars and cost of living. I’ve seen nurses return from Hawaii saying they had a great vacation and made a lot of friends–but their purses were lighter, not heavier from the experience. You might get less money in an exotic location and come back with more money from a not-so-exotic location. My point is, your criteria will determine your priorities.


What some companies may lack in salary, they make up for with benefits. Many agencies offer benefits programs that revolve around monetary bonuses or discounted luxury housing; and I have even observed a trend with several newer companies that offer entirely free housing to all their nurses. Take note, however, that those agencies may not ante up the really high salaries. It’s a trade-off, so they compensate you with benefits to save you daily, monthly, and annual expenses. Every nurse should be aware of what benefits they need the most, and then ask their recruiters to assist in developing a package that is tailored to their individual needs.


To many traveling nurses, customer service and aid are the most important attributes a placement agency possesses. If you called ten agencies and only talked with one live recruiter, it’s probably best to narrow it down to the agency where individual placement specialists were easily available. After all, if you’re ready to proceed with a new assignment you’ll want an agency that can make it happen fast and has recruiters available who already understand your criteria. In fact, your criteria may change from one assignment to another, so customer service is paramount. Determine what you want and then find out which agencies can make it happen.


While for some nurses, salary, benefits, and career flexibility might be the number-one interest, many others just want the obvious–to travel and see the world. If you’re an adventurer who cares more about the travel experience than the money, then you’ll need an agency that can offer you the locations you want.

Not every agency can send you just anywhere. Figure out where you want to go, and then call around to discover who can send you there.

A travel nursing career is absolutely one of the best, most rewarding choices any nurse can make, but it’s important to select a company who will partner with you every step of the way. Before you jump in, do your homework and research all the best placement agencies. Finding the agency that fits your unique wants and needs will drastically increase your chances of success and happiness in your career.

Same Day Cash Loans Make Life Much Simpler For Any Individual

July 2, 2016

Instant funds whenever you need it, sounds too good to be true? Do you wish life was as simple as this and you could get access to ready cash, whenever you were in a financial crisis? Well, your wish has been granted because same day cash loans are just what you need when you are in a financial crisis. Many a times, we face a cash shortage in between two consecutive paydays when our next salary cheque is still far off. The most convenient solution might be to ask our family or friends for a short term loan; however, that is not the most feasible. It is not the best solution to expose your financial status to all and sundry especially when you are in a financial tight spot. Also, opting for the traditional loans can be a time consuming process as it usually involves a tremendous amount of paperwork for the verification and loan approval. When you require cash to meet any urgent expenditure then time is of crucial importance and hence instant cash loans are the most suitable option for you.

Same day cash loans are convenient for the borrower in every way, beginning right from the loan application till the cash transfer to the borrower’s account. Many online websites provide the facility to get all information on the same day cash loans and apply through a simple online application form. The individual needs to fill in the basic, personal details and the executive from the lending company will get back to them promptly to verify the reason for loan requirement and other details. Once the approval has been granted, the loan is transferred to an account provided by the borrower, on the same day itself. Hence, this is the fastest way to get money when you need it for any urgent purpose or emergency expenditure.

The same day cash loans can be of any amount that you desire and are usually provided for a few weeks, so the burden of debt does not need to be on your shoulders for long. The repayment terms are also easy and flexible, as the borrower simply needs to provide a post dated cheque to the lending agent at the time of loan approval and the cheque amount will get transferred from the borrower’s account on the day that his next salary is credited. This arrangement makes it convenient for the borrower and less risky for the lender, as well.

Life usually comes to a standstill when you are running short of cash in between paydays as urgent payments cannot be made like that for a car repair or for any medical emergency. However, this scenario can be avoided with same day cash loans which have the provision for carrying out instant cash transactions to meet any urgent needs of the borrower. Like they say that money is not everything, but when we are facing financial crunch, then money definitely becomes one of the most important things so such instant loans come in handy at these times.

Riding, Running and Rebounding For Health and Fitness

May 9, 2016

What do horseback riding, cycling and running all have in common? Simple! They all require a strong, lifted core to execute and maximize the exercise. That means that rely on the use of the abdominal center, erectors of the back and spine, tuck of the butt and lift of the lower back to maneuver and they also require/benefit from open, lifted and proud shoulders.

It also should come as no surprise that the cross-training benefits of yoga and pilates, in building core strength, re-aligning musculature and developing mind-body connections are transferable to these exercise disciplines. What might surprise and delight is the use of a rebound exercise tool, the Kangoo Jumps, as a recommended resource for the devotee of riding, cycling and running to maximize cardiovascular training and effectiveness.

A young woman wrote to me recently, looking for a way and a recommendation as to how she could put less stress on her body (knees, joints, ankles, hips) while gaining aerobic and cardiovascular conditioning. A lover of Pilates and equestrian sports judge by profession, she wanted a way to maximize her fitness programming, increase her cardiovascular fitness training while preventing injury to her body. She didn’t want to run anymore because of the stress and strain it caused to her knees. I knew her connectedness to nature, the outdoors and the feeling of control through movement was tantamount to finding success for her training. While I don’t ride horses, I do understood the desire to avoid the body breakdown caused by of running. Torn, as she was, as I find it to have the closest connection one can duplicate to the experience of riding in the open, free space and having a connected feeling to the elements.

I understood the need to avoid the body breakdown as it was my personal pursuit a few month earlier. As an exceptionally active person, the older I got, the more pounding, I experienced on my knees, heels and hip joints and less and less I enjoyed running 3 miles, 2x week to keep my weight in check. As a result, last spring, I bought a pair of Kangoo Jumps and totally eliminated the pain (and recovery) in each and everyone one of my workouts. For that reason, I recommended the same option to her.

The shoes are based on rebound exercise and are a low impact rebound sport shoe designed to provide a safe platform for jogging and other exercises that are hard on the joints. The boots use a lightweight spring to absorb the shocks due to impact on the ground and create a rebound effect that reduces shock impact on ankles, knees, hips and lower back. They are Swiss designed for joggers, however, they also provide benefits for athletic strengthening and conditioning, rehabilitation and injury prevention and group aerobics. The unique “floating above the ground” sensation created by Kangoo Jumps has to be experienced to be understood.

Core balance and control are two other variables (and benefits) of using the shoes for training.

Quality vs Quantity

Kangoo Jumps deliver the benefit of 50-minutes exercise in only 20 minutes and the injury prevention potential has already caught the attention of several elite football teams. The boots can be used indoors or outdoors on paved roads, dirt paths and grass as well as at the beach or on snow. N.A.S.A. has found rebound exercise to be the best form of exercise for astronauts because it restores bone and muscle mass lost during time spent in outer space. Consequently Kangoo Jumps are recommended for people suffering osteoporosis, with the “slow-motion” steps and exercises of Kangoo Aerobics make it suitable for middle aged and senior people.

Other Cardiovascular Options

The other option I recommended, and one I personally use during the warm weather months, to avoid joint pain, is a road bike. A road bike and a trail can make a world of difference in clearing your head while building cardiovascular strength. Climbing hills with a bike will give anyone keen cardiovascular training.

As a Pilates and equestrian sports devotee, my friend already understood the reliance on core strength and easily made the connection that these two disciplines were good cross-training modalities to support the prevention and overuse of muscle and back pain; typical injuries and imbalances caused by cycling.

Starting a Mobile Auto Detailing Business – A Quick Discussion

July 22, 2016

If you are going to start a mobile auto detailing company, you need to find someone who is both fair and honest to buy the right equipment from, and perhaps someone who has been setting up detailing rigs for a couple of decades – basically someone who knows their stuff. You may not find someone setting up these units in California, in fact I can remember before I retired we got tired of all the over-regulation there. We had moved our training to Las Vegas and our truck bed and trailer manufacturing to AZ. Okay so, once you find a good vendor then you must decide what type of equipment to buy.

Will you get a skid unit for the back of a pick-up, try a van set up, or consider a trailer you can unhook at the end of the day? If you do get a trailer, should you get a single or dual axle trailer? Well, often dual axle trailers are better, even though sometimes they wear out tires quicker, but they are more stable and safe especially fully loaded in the rain. In the city trailers can curtail stopping distance, making an accident more likely. Remember if you are in a bigger city there is a lot of traffic and frequent need for quick stopping, and some of the dual trailers have trailer brakes or you can add them later.

Should you buy a new or used rig? Well, that’s a decent question. Yes, sometimes you can find deals on used rigs where people bail-out of the business for a corporate job, you’d be surprised that companies will try to hire away your best workers and even offer you jobs too, obviously if you can run a business, you’d make a great employee because you know how to get things done.

Now then, before you go and start your new business, especially if you are leaving a good paying job with benefits, you need to ask yourself if you can go without any income for a while, if not you; I might think twice if I were you. It’s going to be challenging at first, perhaps no real income for a while. Beware. Running a company is hard work, and nothing is guaranteed. Okay so, those are some important considerations prior to starting your own mobile auto detailing business. I hope you enjoyed today’s conversation, but more importantly, I hope you will please consider all this and think on it.

Treatments That Help You Qualify For Clear Braces

October 12, 2016

Have you been told you are not a candidate for Invisalign®? Many patients visit their orthodontist in hopes of straightening teeth the clear way, only to be told they do not “qualify.” With the amount of limited orthodontic treatments however, every patient can become a candidate for Invisalign®. Though the Invisalign® system was originally intended for patients with mild to moderate teeth misalignment, advances in orthodontics have changed, allowing any adult to qualify for clear braces. In fact, many orthodontists have helped patients previously considered ineligible for clear braces become eligible through limited orthodontic treatments, such as: lingual braces, mini dental implants, and premolar extraction. Understanding the differences between each treatment will better assist you when it comes to choosing the best option for you.

Limited braces allow patients to straighten teeth by wearing the lingual system for a short period of time. Once teeth are placed into the position needed to meet the requirements for Invisalign®, your orthodontist will take the next steps in fitting you for your set of clear braces. The lingual system is an alternative to traditional braces and rests on the interior or lingual side of the teeth. Remaining unseen, no one will know you are wearing braces.

In comparison, mini dental implants replace the need for embarrassing headgear and can be used with or without braces. When used with braces, mini dental implants speed up orthodontic treatment by creating an external force to help shift teeth into place faster. When used without braces however, these implants provide a solution to straightening out specific teeth than may have collapsed inward due to a missing tooth. They can also shift a severely rotated tooth into its proper position. Like limited braces, mini dental implants control the movement of teeth until Invisalign® can be used to complete treatment.

In addition, patients who experience more severe orthodontic setbacks, such as overly crowded or protruding teeth may benefit from premolar extraction. This procedure involves removing one of the protruding molars, providing the room necessary for proper alignment. Once the site heals, the surrounding teeth will shift and create the space necessary in order to correct alignment.

With these limited orthodontic treatment options, patients can easily conceal their orthodontic treatments before qualifying for Invisalign®.Opting for clear braces means hiding your teeth straightening. Patients who have been told they do not “qualify” for the Invisalign ® system should not have to resort to traditional braces. Know your options and keep your teeth straightening concealed!

Minimizing Internet Marketing Risks

June 4, 2016

How well you understand internet marketing risks will make or break you.

Despite rumors of all of the easy internet riches that await the entrepreneur, instant millionaires and DOT-COM legends, there is also a genuine ugliness to the web. Unknown to newcomers, the internet is not safe, and to the unprepared it can be outright dangerous. As an analogy, let us consider a fictitious hero facing peril, escaping danger and winning the day in the end. It makes for an exciting story, but in reality we should stick with the “safe and boring.”

People ARE out to get you on the internet. If you are not careful they can, and will, take your money and run. Deceit can come from both small and big internet businesses alike.

The first part of setting up any Internet marketing campaign is to sign a marketing agreement or contract. You will be legally bound to the terms and conditions of the agreement. If you are not careful, you may be legally bound to a disaster. Most importantly, do not risk more than you can afford to lose.

“During the start-up days of my company, a PPC marketing contract was created with a Tier 2 PPC search engine company. The contract reserved key-word based search engine traffic to the websites I was interested in marketing. Everything was laid out in black and white – or so I though. Unfortunately through purposeful trickery on the part of search engine, and my hastily signed marketing agreement, this search engine socked us for thousands of dollars of unplanned expenses. Buried within the contract, they claimed that it could over-deliverdouble the amount of web traffic indicated. One simple line stated Campaign $15,000 -double’. When my campaign came due at the end of the month, the bill was for $30,000. The salesman did not inform me that the campaign would be doubled, there was no definition or explanation of what ‘-double’ meant, and I did not look closely enough at the contract to notice or ask what it was there for. I of course refused to pay ‘double’ and they immediately threatened with legal action. It was a mess.”

You must carefully read and scrutinize every word of your contracts. If you don’t understand everything clearly, then have it cleared up before signing. Below are other fundamentals in minimizing the internet marketing risks embedded within a contract.

Minimizing Contract Obligation Risks:

  • Minimize Contract Duration – Approach every contract and agreement as if something could go wrong. Limit your risk and have a way out if things turn ugly. One critical step is to minimize the length of every contract. Most companies want you to sign a long-term agreement lasting 1-2 years. Don’t fall for it. Negotiate the shortest length of contract possible by asking for reduced obligation, such as 3 months or 6 months. If the campaign goes well, your vendor will be more than happy to renew, but if it does not you will need a quick way out.
  • Performance Based Services – One miracle of the internet is the allowance of “Performance-Based” marketing campaigns, where you only pay the advertiser when a sale or request is generated for you. Hence, you don’t pay unless you receive a business acquisition. Many internet marketing companies allow performance based marketing campaigns, so seek these companies out first. Purchasing internet media, such as impressions, emails distributed, sponsorships, etc., are all a gamble and the odds are against you. There are exceptions of course, but wherever possible, implement campaigns where you pay only after you get what you want.
  • Minimize internet marketing risk by minimizing the campaign size – Every salesman will want a giant obligation from you. Don’t be oversold, you must understand that there is a good chance that any campaign can fail and you will need to minimize your financial risks and obligations. Approach every campaign as a “minimum sized test” and if all goes well then you can expand the campaign the next go-around. Why obligate you and your company for a large campaign, when a smaller campaign will do just as well? As your relationship and trust level grows, then you may consider a high-scaled commitment.
  • Sharing Marketing Resources – Not every company can or is willing to make the pre-payments necessary to launch a large marketing campaign. You may also find yourself in a situation where more leads or sales are coming in than you can handle. These issues can be resolved by finding a buddy. There are other companies out there just like you, doing the same thing and operating with a similar budget. Consider joining resources with another company or friend and launch a campaign cooperatively. Pool your resources and spread the costs and internet marketing risks. By working cooperatively, you can engage in internet marketing resources that would otherwise be unreachable.
  • Identifying Online Fraud – Fraud happens, and it is common. Fraud can range from a tiny and almost unnoticeable incident on through to a glaring unmistakable disaster. Fraud is prevalent when dealing with performance based campaigns, but it can happen with other internet marketing techniques as well. Learning to identify fraud before it becomes serious is vital. Fraud generally affects the sales lead industry more than the retail industry, but both are susceptible. Your first line of defense is through your website, where fraudulent activities can often be detected. For example, a performance-based sales lead generation campaign may receive a lead with a Texas phone number, a Colorado zip code and a reported State of residence as Georgia. Your website must be smart enough to detect these inaccuracies.

Fraud Identification and Prevention Tips:

  • Does the information provided make geographical sense? Can someone with a Texas phone number live in Georgia? Is someone opening up a phone book and generating a fake sales lead that you have to pay for? Reduce your internet marketing risk by focusing on an elaborate lead validation script within your website.
  • Every person who navigates the web is doing so with a unique and identifiable IP address. If you receive multiple sales leads, each lead should come with its own IP address. If you are receiving many leads from the same IP address, then there is fraud. Your website designer should be able to track the IP address of every individual who is generating a lead on your website. If they can’t, then get a new designer or find help if you are designing your own website.
  • For retail sales, does the name of the credit card match the name of the person who is making the purchase? Allow zero tolerance when credit card information does not match contact information. Make a follow-up phone call for international orders, as international internet business is plagued with fraud and is a large source for internet marketing risk.
  • Spot-check your leads and retail sales sources. Periodically call the person who generated the acquisition. Make any excuse you can, such as a “customer satisfaction survey.”
  • If a lead or retail sale fails your validation process, and you suspect fraud, DO NOT tell the lead generation provider “why” validation failed. Telling a fraud why validation failed is the same as providing them instructions on how to cheat you next time. If you are uncertain if your data is fraudulent, then verify the lead information manually, and ask if their request was genuine. An example would be when you receive that sales lead with a Texas phone number and they state that they live in Georgia. Your website should NOT say “sorry, but the State and phone number reported do not match.” A fraud will just click the “back” button, correct the mistake, and try again. Rather, just accept the lead and pretend everything went okay, but do not give sales credit for the fradulent lead that was generated. Record the IP address of the fraudulent lead, and block that IP from being able to generate a lead ever again. The fraud will not gain information about how to foil you next time.

Importance of Campaign Tracking and Traffic Analytics
Campaign Tracking plays a direct role with respect to minimizing internet marketing risk. Web tracking is your key in determining which advertising campaigns work and which do not. Be sure to implement web tracking in a manner that each advertising source can be individually monitored so that the poor performing campaigns can be weeded out. Powerful web tracking resources can be implemented for free with useful tools such as Google Analytics, or in great detail through professional paid tracking accounts.

Don’t Let Your Guard Down
Internet marketing can be volatile. What is working and generating sales today may be broken tomorrow. It is common for an effective marketing resource to become non-productive despite its prior successes. It is so common in fact, that the chance of you losing a viable internet marketing resource is probable, or even eminent. SEO may inexplicably fail and all associated sales cease virtually overnight. Your offer may become “old” and over-saturated across Affiliate Networks or your audience. A competitor may wedge you out, or dilute the market with their advertising. Vendors who were once effective may start sending you junk, or sales lead sources may decline leaving your phones too quiet for comfort. A myriad of unexpected internet marketing failures can and will happen, and you must be prepared to compensate. Whenever you become highly dependent on only one marketing channel, you are at risk. To combat this crisis, be sure to have a backup plan. Qualify multiple vendors or traffic sources and be ready to make the switch on short notice. If you don’t have a backup plan, you may panic due to your sudden loss in business and make hasty and inappropriate decisions that only worsen your situation, and expose you to increased internet marketing risk.

Keep on the defense with regard to internet marketing risk, and don’t be naive toward hostile intentions against you. Knowledge and preparation will significantly minimize your risks. With a good defense and knowledge of what is out there, you can shrug off lurking internet dangers or avoid them altogether. What remains is the marketing miracle of the internet.

Homeopathy for Piles As Alternative Treatment

September 7, 2016

Alternative forms of treatment are all the fad recently. Homeopathy is one of these. Homeopathy for piles is considered by many as a practical alternative to other anti-hemorrhoidal treatment modalities.

Homeopathy is based on the principle that the symptoms are the body’s way of healing itself. So instead on suppressing the symptoms, homeopathy induces the symptoms more.

While this may not work for all diseases, it seems to be applicable to hemorrhoids. Basically, the sources of homeopathic agents are natural like plants. Here are some homeopathic treatments against hemorrhoids.

Aloe vera is one of the most popular homeopathic treatments against hemorrhoids. It can be easily be bought and grown. A medicinal preparation is also easily made directly from the natural plants.

One way is to make a suppository from its leaves. Just cut off the leaves and collect the gels coming out from them. Cut the gels into thin strips then freeze overnight and the frozen gels will serve as the suppositories.

It is also available as an ingredient in topical agents. It is indicated for protruded external hemorrhoids which are often bleeding. Do not use it if pregnant or has diarrhea.

Collinsonia is said to be a very effective anti-hemorrhoidal homeopath. It can be prepared into a tincture which is recommended for constantly bleeding piles. It is even safe for use among pregnant women.

It is especially effective for itchy hemorrhoids and may even address the constipation. The best thing about it is that no side effect has been found so far.

Sulfur is another agent used for hemorrhoids. It is a mild astringent as well as being antibacterial. It is particularly used for hemorrhoids with diarrhea, flatulence, intense burning, abdominal fullness and other stomach discomfort. Oral capsules are available as preparations.

Aesculus or horse chestnut is another homeopathic remedy. It is best for very painful protruding hemorrhoids, with the pain lasting long after the passage of stool. Headache, rashes and dizziness are common side effects.

Hamamelis or witch hazel is another famous homeopathic product and is a common ingredient in natural-based creams and ointments. They are good in stopping the bleeding as well as shrinking the enlarged hemorrhoids resulting to reduced pain. There are no known side effects so far but you may watch for rashes or dizziness.

Most of these homeopathic medications are available as oral capsules in different doses or as topical products. Since some of them are not yet scientifically proven effective and safe, be wary in initial doses and observe for reactions. Generally, however, homeopathy for piles is a good alternative that you can inquire about on your next visit to the physician.

Finding The Best Car Remote

August 27, 2016

A remote for a car is simply a key less system of entry. You have an electronic lock that gives you access to the car without making use of a traditionally cut mechanical key. It is basically an electronic remote control that can be used as a key. This kind of a key is used a great deal in vehicles. It gives you the basic abilities of a car that gives you the ability to access the car without actually touching it.

One of the first remotes for cars came with the French Renault in 1982 and it then went on to several other American brands to now becoming a staple with most cars. Car remotes have a radio transmitter that works on a short range of 15-60 ft. When you press the activation button it sends a signal to the car which is mechanically interpreted and the car can be unlocked this way. In general American cars work on a 315 MHz frequency. Car from Europe, Japan and Asia has cars that operate on high frequencies of 433.92.

The general practice is to have the lock beep twice when it is unlocked and a single time when it is locked. If you hear four beeps it means everybody in the car has not buckled up. One long beep will be for the trunk as well as the power tailgate. A single sharp beep is meant to indicate that the system is set and everything else is secure.

All of these functions with a remote key less entry are placed on a key fob. In some cases it is placed on the handle of the ignition itself. You will have buttons that will let you lock doors and also open trunks and check on the tailgate. You could even get the remote to open some sliding doors for you or hold them in place. There is always a red button on the remote that you can press on in the case of an emergency like a theft. It will shut down the car and not allow it to be moved at all.

It is one of the most interesting things to have a when you are dealing with the automatic keys is that you will find it on every brand conceivable. When you choose your car remote, weigh in all the relevant factors and make a choice for the best.

Quiet Hair Dryers

August 3, 2016

Loud hair dryers are a nuisance, just ask the neighbors. Have you ever visited a professional hair salon? The full-size professional hair dryers make enough noise to wake the entire neighborhood, but no one really complains because a salon is meant for such noise, just like a construction site creates noise from all the machinery and tools used. When you’re at home, however, having the noise of a professional salon isn’t ideal, especially in the mornings when everyone else is trying to sleep. What’s the solution? Find yourself a quiet hair dryer.

There are great benefits with owning a quiet hair dryer which makes the investment worthwhile, plus you won’t have to continue receiving complaints about interrupted sleep!

The first benefit is of course: less noise.

Now, a quiet hair dryer isn’t a silent hair dryer, it will make some noise. There aren’t any completely silent hair dryers available yet (but we’re still hoping!) but if you compare the typical whoosh of a full-size hair dryer to the low hum of a quiet one you will notice how big of a difference it makes. What makes noise in a hair dryer? It’s basically the air being released from the tunnel plus the running of the motor, which is why it can seem so loud, like a small car running. With a quite hair dryer, the noise of the motor is greatly subdued and you mostly get the humming sound of air coming out of the nozzle. If you want your quiet hair dryer to function as quietly as possible, you can adjust the airflow and choose a low setting to minimize the air release.

Another benefit of a quiet hair dryer is that it can protect your hearing.

After constant use of a full-sound hair dryer, your ears can become affected in the future. Also, every time you need to talk or listen to something, you will have to switch the hair dryer off and this makes the process more time consuming. You can find yourself some ear protection or buy a quiet hair dryer, and a lot of people prefer the latter because it’s much more practical for them and the rest of their household.

A lot of companies offer a ‘silent’ line of hair dryers to help those who live in full households blow dry their locks in relative quiet. Just remember that quiet hair dryers can be a little bit pricy, because of their unique design, but you’ll decide if it’s worth it!

Home Remedies for Hemorrhoid Treatment – 4 Simple Home Remedies

June 27, 2016

Piles or hemorrhoids are inflamed varicose-like veins of the rectal area that cause rectal bleeding during defecation as its commonest symptom. Other symptoms could include pain, itching, burning sensation and mucus discharge.

Even though piles are not life threatening, when they cause the unpleasant symptoms of pain, burning sensation and itching they can make life very unbearable.

If you are experiencing these terrible symptoms you should seek for how you will get rid of them to relieve yourself of unnecessary suffering.

How do you get rid of hemorrhoids?

To cure piles you can either make use of conventional treatments or you can make use of natural home based remedies.

Natural cures gives you the advantage of experiencing minimal or nil side effects and most of them can be applied discreetly within the privacy of your home.

Natural hemorrhoid remedies that can be used at home include the following:

1-Mustard seed

Mustard seed powder blended with yogurt can be eaten to relieve the symptoms of this disease. You should take a glassful of buttermilk after eating this mustard seed mixture. This natural blend is very useful in giving prompt relief of symptoms.

2-Citrus fruits peel

You can peel citrus fruits like lemon and pomegranate. You then boil these peels in hot water and after cooling you should take a glass of this water twice a day; in the morning and in the evening.

The peel of citrus fruits contains a lot of certain chemicals called bioflavonoids which have natural anti-inflammatory and tissue strengthening properties to heal and strengthen the rectal and anal veins.


You can also consume buttermilk made from cow’s milk. To spice this milk you can add some peppercorns, ginger and rock salt. If taken at least twice daily, this milk can help to relieve the symptoms of this ailment promptly.

4-Black mustard seed

Another natural cure for piles can be made by grinding 10 grams of black mustard seed into fine powder. Add about 150 ml of goat milk to the powder and you can then sweeten the mixture by adding 5 grams of sugar.

If taken early in the morning, this mixture is a very good treatment for bleeding piles.

You must however realize that as good as these home remedies are in relieving your symptoms, using them alone will not give you the total and complete cure that you desire. To be completely healed of the symptoms of you have to add some essential diet and lifestyle changes to your treatment.

Vietnam Travel Tour: Planning a Peaceful Invasion

July 19, 2016

Perhaps for most of us, Vietnam is more likely to be associated with epic war films due to its historical background. But there’s more to it than being a mere battleground in movies. Its rich culture intermingled with breath taking highlands and terraces, pristine beaches and diverse island landscapes make it an ideal option for the next big adventure trip. Thus from north to south, here’s a ‘debriefing’ travel guide for you to conquer Vietnam’s top tourist attractions.

Infiltration and Timing

There are two approaches in ‘invading’ Vietnam, landing by plane in Hanoi and going south, or through Saigon heading north. Moving in and around the country can be through buses, trains or domestic flights. The optimal season to visit northern Vietnam is from May until October during summertime as winter times are cold and gloomy. Meanwhile, December to April is the best time to drop by the southern part as this is the dry season of the year.

Conquering Strategic Sites

Starting from Hanoi which is the country’s capital, one immediate jump-off is the Hoan Kiem Lake, which means “Lake of the Restored Sword”. This beautiful lake is one of the foremost scenic spots in the metropolis being embedded with a rich cultural history. Approximately 165 kilometers northeast from Hanoi is the Ha Long Bay. It is set in a 120 kilometer long coast line and literally means “Bay of Descending Dragons”. Being the top tourist attraction in Vietnam, Ha Long Bay comprises more than a thousand islands, each capped with abundant jungle vegetation, forming a fascinating seascape of limestone pillars. Some of the islands are hollow, having enormous caves within. No wonder it is among the UNESCO World Heritage Sites. Numerous travel tour companies provide packages for cruising the bay.

Meanwhile, located near the Chinese border northwest of Vietnam is the Fansipan Mountain, which is the highest peak in all Indochina at 3,143 metres. Also, Sa Pa rice terraces can be found situated in the Muong Hoa valley, between Sa Pa town and the Fansipan mountain. Local tour companies will arrange hikes to both the rice terraces and summit taking a few days.

Going Further South

Marching downward the map, one should not miss the tallest pagoda in Vietnam, the Thien Mu Pagoda. Comprising seven stories high, it overlooks the Perfume River and is considered as the unofficial representation of the former imperial capital. Then, next stop is the fishing village of Hoi An situated on the South China Sea coast. It is commonly called the “Venice of Vietnam” because of the narrow canals that traverse part of the town.

Advancing further down, Nha Trang is Vietnam’s most popular seaside resort town positioned along the second most outstanding bays in the country. It also happens to be the country’s scuba diving capital. It features beautiful beaches with pristine sand and crystal clear water.

Don’t forget to pass by the Cu Chi Tunnels. They are an immense network of underground connecting tunnels located roughly 40 km northwest of Saigon. They were utilized by the Viet Cong guerrillas as hiding places during the Vietnam War. They have now become a favorite tourist attraction in Vietnam.

Take a glimpse of how life is in the Mekong Delta, a region in southern Vietnam which is a very rich and lush area that produces nearly half of Vietnam’s agricultural output. Interestingly, all the villages are often accessible by river rather than taking the road.

Before the battle is to be won, plant your victory flag in Phu Quoc, the largest island in Vietnam located in front of Cambodia. The island’s features and intact coral reefs will surely calm your wary soul. One of its beaches, named Bai Dai (Long Beach), was even selected by the ABC News as one of the five clean and beautiful beaches. Phu Quoc is also known for producing the best nuoc mam or fermented fish sauce in the world. Sounds fishy? Take the Vietnam travel tour challenge and see for yourself.

Cheap Car Insurance and Car Safety – Young Drivers

May 21, 2016

The term young drivers, in an insurance context, tends to refer to drivers normally between the ages of 17 and 25 years old. This can sometimes be seen as a slightly patronising term, but in fact is simply a reflection of an age group that the insurance industry deems to be most at risk and therefore the most expensive group of car owners to insure.

Whilst any generalisation is to some extent unfair, there is a lot of statistical evidence that supports the fact that the majority of claims and the majority of expensive claims that the insurance industry has to pay out comes from this age range of drivers.

There are two main areas of concern to this age group. Firstly is the fairly obvious fact that because of their age they have not been able to build up a sufficient level of driving experience that give them the benefit of being able to drive more safely and securely than people of an older generation might be able to do. There is also a belief that people of this age group tend to be slightly more irresponsible and erratic in their driving habits than people who are in their late 20s, 30s etc. This may or may not be true, but nevertheless is a factor in the amount that insurance companies will charge.

Young drivers will inevitably pay a much higher insurance cost for their car insurance than people of an older age group. Whilst they are gaining a level of experience that allows them to drive safely they will be developing a level also of what is known as road awareness. It is this sense of being able to “read the road” that will significantly affect their ability to drive safely, and subsequently their safety record and amount they pay for their car insurance.

Reading the road is a term applied to people who drive, and tends to be a sense that people pick up of what is happening around them they pay particular attention to. This normally involves paying attention to what other cars, cyclists, lorries, pedestrians and other road users are doing around them and anticipating what actions they might take, and what the consequences of those actions might be. Reading the road is also about applying the correct level of speed to any given situation at a conscious level. This normally refers to driving slowly rather than driving fast, but reflects more generally a sense of appropriateness to the speed of driving in any particular situation.

The other level of concern often raised concerning this age group in relation to car insurance, is that as an age group they are easily distracted, or more easily distracted than people of a different age group might be. Traditionally this has always been seen as distraction in the sense of having friends of theirs of a similar age in the car, possibly showing off to them by driving too fast or recklessly. It has also raised concerns about driving at night when visibility and road conditions are much more difficult to manage.

Distraction amongst young drivers, as well as most other drivers, has become a major issue much more in recent times because of the advent of cellphones and ability of drivers to make calls and send and receive SMS messages at the same time. Research by the United States government shows that this is as dangerous potentially as that of drink-driving. Distraction is a major concern because it is in the split-second where people need to be aware of and focused of what is going on around them that decisions are made which profoundly affect the safety of the driver, the passengers and other road users who may be involved in any potential incident. Agustus stable www.brain­campai­ www.gdala­ www.scelg­ounive­ www.elvio­.info www.graph­-folio­.com www.dista­nce-learn­ www.suapa­ssocia­ www.gradu­atecon­nectic­ www.eastv­illage­ www.polis­hopmul­tinive­ www.jeann­emarie­davis4­virgin­ www.tqmco­lombia­stereo­.com www.parkg­atesat­citypl­ www.surru­ www.gucun­ www.lucas­-spier­ www.niket­90perf­ectstr­ www.herba­nobili­ www.hanso­lfamil­ www.rinia­ www.myepi­ggyban­ www.listi­ngprof­ession­algrou­ www.jingc­hengvi­ www.angie­-jenki­ www.xmlas­sembly­.com www.leuve­ninter­nation­alforu­­flight­ www.mnpho­torent­alboot­ www.artsb­rampto­ www.yapik­rediyo­.com­smuseu­mturin­.com www.indus­trial-biote­chnolo­ www.ktron­proces­sgroup­.com www.thepo­st-congo­.com www.conne­cticut­ www.ingaf­orcons­ultore­­-notre­ www.mccau­ www.selfc­leanbr­ www.ingen­­incana­ www.theda­ilyhit­ www.aaped­iatric­ www.strii­ www.ih520­.com www.catwh­ www.wilso­n-thera­peutic­ www.nexth­itmusi­ www.newca­mpusof­ www.verme­er-centr­um-ginza­.com www.ecard­ www.nmame­diapre­ www.i-lazer­.com www.evene­mentsa­uquebe­ www.cadad­esafio­ www.every­challe­ngecou­ www.fsdun­ www.toron­tomobi­ledeve­ www.ytyhq­ www.micro­ www.artid­ellamo­dernit­ www.mybay­ www.webfu­sionrj­.com www.atten­tiallu­po2012­.com www.energ­y-explo­ www.cardi­editor­­bonves­ www.ilmon­dodico­nsuelo­.it www.siche­ www.taowa­ brain­campai­ gdala­ scelg­ounive­ elvio­.info graph­-folio­.com dista­nce-learn­ suapa­ssocia­ gradu­atecon­nectic­ eastv­illage­ polis­hopmul­tinive­ jeann­emarie­davis4­virgin­ tqmco­lombia­stereo­.com parkg­atesat­citypl­ surru­ gucun­ lucas­-spier­ niket­90perf­ectstr­ herba­nobili­ hanso­lfamil­ rinia­ myepi­ggyban­ listi­ngprof­ession­algrou­ jingc­hengvi­ angie­-jenki­ xmlas­sembly­.com leuve­ninter­nation­alforu­ cheap­flight­ mnpho­torent­alboot­ artsb­rampto­ yapik­rediyo­.com sport­smuseu­mturin­.com indus­trial-biote­chnolo­ ktron­proces­sgroup­.com thepo­st-congo­.com conne­cticut­ ingaf­orcons­ultore­ paris­-notre­ mccau­ selfc­leanbr­ ingen­ study­incana­ theda­ilyhit­ aaped­iatric­ strii­ ih520­.com catwh­ wilso­n-thera­peutic­ nexth­itmusi­ newca­mpusof­ verme­er-centr­um-ginza­.com ecard­ nmame­diapre­ i-lazer­.com evene­mentsa­uquebe­ cadad­esafio­ every­challe­ngecou­ fsdun­ toron­tomobi­ledeve­ ytyhq­ micro­ artid­ellamo­dernit­ mybay­ webfu­sionrj­.com atten­tiallu­po2012­.com energ­y-explo­ cardi­editor­ media­bonves­ ilmon­dodico­nsuelo­.it siche­ taowa­ Edu